About Stephen B. Esko

Recognized as a leading lawyer in the Structured Finance: Securitizations category by The Legal 500 US, Stephen Esko advises clients on all aspects of asset-backed and mortgage-backed securitizations.

A creative problem-solver with a client-first approach

Stephen’s experience encompasses a wide range of structured finance transactions, including issuer and underwriter representation in public and private securitizations, asset sales and financings, structured note issuances and credit derivatives work. Clients recognize him as someone they can trust, stating, “He is very thoughtful, very smart and works with you to become your partner in resolving whatever is on the table.” (Chambers USA 2022). Stephen works with government-sponsored enterprises, banks, lenders, broker-dealers and mortgage loan servicers.

"Stephen has a wealth of knowledge and is always willing to have conversations about hard topics." "Stephen has exceptional attention to detail and mastery of complex securitization structures. His ability to anticipate potential issues, provide clear and practical guidance and maintain a collaborative, solutions-oriented approach sets him apart from peers." "He knows our business intimately. He's consistently been a fantastic adviser and trusted counsel."

Chambers USA 2026
(USA Nationwide, Capital Markets: Securitization: RMBS) survey response

Practice Focus

  • Asset-backed and mortgaged-backed securitizations
  • Structured finance transactions
  • Public and private securitizations
  • Asset sales and financings
  • Structured note issuance
  • Credit derivatives