Shan A. Haider

Sophisticated guidance through regulatory challenges

With more than a decade in practice, Shan has developed a reputation for delivering practical, technically sophisticated solutions that allow clients to deploy capital efficiently and maintain a competitive edge while meeting the demands of evolving regulatory regimes. His counsel is frequently sought for matters ranging from high-level "red-flag" reviews to resolving challenges in highly regulated environments — including those governing residential mortgage markets, insurance company statutory accounting, and the Investment Company Act of 1940.

Shan's transactional experience spans virtually every major consumer- and real-estate-backed asset class, among them unsecured consumer loans, residential transition loans, home-improvement receivables, commercial real estate CLOs, solar financings, and bespoke repackagings. In the residential mortgage space, he executes traditional whole-loan trades, excess MSR acquisitions, and agency and non-agency MSR financings, and he also designs innovative structures that replicate whole-loan economics inside securitization wrappers. Representative engagements include bulk and flow Loan Purchase Agreements, Excess Spread Purchase Agreements, and credit facilities ranging from bilateral warehouse lines to complex repo programs.

A hallmark of Shan's practice is structural creativity. He regularly engineers Rule 144A transactions, 4(a)(2) private placements, single-tranche pass-throughs, and multi-tranche subordinated securitizations tailored to each client's accounting, tax, and operational objectives. These solutions provide increased liquidity, broaden fund participation, harmonize disparate investor requirements within a single capital stack, and consistently deliver enhanced execution certainty and favorable economics.

Before entering private practice, Shan clerked for the US Bankruptcy Court in Delaware during the height of the financial crisis. More recently, he served as in-house structured-finance counsel (as a secondee) to one of the world's largest multinational asset managers, covering a variety of trading desks and asset classes. These experiences sharpened his commercial sensibilities and his ability to anticipate the issues that can create — or erode — value in fast-moving markets.

Clients regard Shan as a proactive problem-solver who combines rigorous legal analysis with deal-savvy pragmatism, ensuring that every transaction aligns seamlessly with broader investment mandates and risk-management frameworks. From routine financings to first-of-their-kind transactions, Shan brings technical depth, market insight and client-centered execution to structured finance transactions.